Borrowing Capacity Calculator

Estimate borrowing capacity from income, interest rate, term, and repayment ratio.

Last updated: 2026-03-17Sources: 2 sources

What this page helps you check

Estimate borrowing capacity from income, interest rate, term, and repayment ratio.

  • Check borrowing capacity results quickly
  • Compare multiple input scenarios before making a decision
10k JPY
010k JPY3,00010k JPY
%
Repayment years
35yr

Repayment ratio

Repayment ratio
10k JPY
010k JPY1,00010k JPY

Estimated borrowing capacity

¥42,851,909

Monthly payment limit

¥125,000

Annual payment limit

¥1,500,000

Calculation details

Estimated total payment¥52,500,000
Estimated total interest¥9,648,091
Repayment ratio25%

Last updated: 2026-03-17

審査結果ではなく目安です。諸費用、頭金、金利優遇、物 items条 itemsは反映していません。

How to read the result

Use these values as estimates and compare multiple scenarios before making decisions.